Roth Ira Limits 2025 Fidelity . The irs has announced that individuals can now contribute up to $7,000 to their roth ira, a $500 increase from the previous year. Those are the caps even if you make more, up to the phaseout level.
The amount you can contribute to a roth ira depends on your annual income. The maximum contribution limit for roth and traditional iras for 2025 is:
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